Social Security Investment Fund | Pillars of the investment policy

Liquidity: the Social Security Investment Fund (SSIF) manages investments within variable liquidity levels and different maturity dates, to avoid a concentration of maturity dates for many investments. In doing so the SSIF ensures the availability the cash flow necessary to finance the Social Security Corporation’s (SSC) liabilities as soon as they become due according to the actuarial studies of the SSC defined in the Assets and Liabilities Committee reports, which are submitted to the Overall Risk Committee of the SSC Board of Directors. The Investment Fund’s assets are distributed in line with these liabilities in terms of due dates, to ensure that the SSIF is able to provide the required funding in time.
Diversity and distribution of investments: SSC assets are invested in a variety of investment tools that include money market investment tools, bonds, stocks (public, private, and mutual funds), loans (including leasing loans), real estate, and tourism, in order to reduce the interconnection between the portfolio's assets, which reduces investment risks. It also ensures maintaining the true value of SSC assets. Attention must also be paid to geographical diversity (foreign investment) for these investments, if possible, after receiving the approval of the SSC Board of Directors on the recommendation of the Investment Board, and subject to the approval by the Council of Ministers, as stipulated in the Social Security Investment Fund and the Investment Board Bylaw No. (97) for the year 2014.
Feasible national investment: The Social Security Investment Fund gives priority to national investments that achieve the targeted revenues and which are consistent with its objectives.
Economic data and indicators: Investment decisions are based on economic data and indicators reflected by the domestic and external economic reality. The SSIF avoids investing in instruments that are not consistent with economic reality and speculation.
Security: The best procedures and rules are followed in implementing investment operations. Adequate oversight controls are in place to ensure the safety and security the investments, separation of functions, and dealing through a custodian of high rating for investment tools that have a custodian.
Ethical standards: no investments are made in areas restricted domestically or internationally, or investments that are incompatible with the general ethical standards or that do not take into account the public interest.

Tourism

The Social Security Corporation (SSC) is a major investor in the tourism sector. Geographically, its portfolio covers most parts of the Kingdom through direct and indirect investments.

Energy

SSIF invests in the energy sector through strategic holdings in electricity generation and distribution companies, in addition to renewable energy projects

Development Areas

Al Daman for Development Zones Company (DDC) was established in 2009 as a private shareholding company fully owned by the Social Security Corporation. DDC is the investment arm of the Investment Fund for infrastructure development, services and marketing for the King Hussein Bin Talal Development Area in Al Mafraq and the Irbid Development Area

Equity Portfolio

The value of the equity portfolio amounted to around JD 2,699.6 million as at 31/03/2025

Money Market Instruments Portfolio

The portfolio consists of money market instruments with maturity dates that do not exceed one year, such as deposits, treasury bills, repurchase agreements, certificates of deposit and current accounts.

Loans and Financial Leasing Sector

The Fund invests in medium and long term loans through direct lending to the Jordanian Government and its public institutions, and also by participating in syndicated loans to companies for a period that is not less than one year.

Agriculture‎

In September 2020, SSIF established a wholly owned company that will launch an agricultural project in the south on an area of 30,000 dunums with a total investment of JD 13 million

Pillars of the investment policy

Latest News

SSIF Sustains Positive Performance: Total Assets Reach JOD 16.7 Billion by End of Q1 2025

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