FAQ

SSIF follows a long-term, diversified investment approach designed to generate sustainable returns within acceptable levels of risk. Its asset allocation is guided by an approved investment policy and strategic asset allocation framework, taking into account expected returns, risk, liquidity requirements and the long-term obligations of the social security system. Diversification is a core element of this approach, with investments spread across different asset classes, economic sectors and geographic locations to manage concentration risk and enhance the resilience of the overall portfolio.

SSIF maintains a diversified portfolio across bonds, listed and private equities, money market instruments, real estate, tourism investments and loans. Its investments span key sectors of the Jordanian economy, including banking, industry, mining, conventional and renewable energy, telecommunications, transportation, services, healthcare, agriculture, tourism, real estate and development zones. SSIF’s investments also have a geographic footprint across Jordan’s governorates.

SSIF evaluates investment opportunities based on their financial and economic viability, expected returns, risk profile, strategic fit and potential contribution to portfolio diversification. Its forward-looking investment priorities include opportunities in major infrastructure and strategic projects, particularly in water, energy, mining, tourism and real estate, alongside other commercially viable opportunities aligned with SSIF’s investment strategy. Investment opportunities are assessed within SSIF’s established governance and decision-making framework, with emphasis on long-term value creation and disciplined risk management.

Partnerships and co-investments are an important component of SSIF’s investment approach, particularly for large-scale and strategic projects. SSIF seeks to partner with credible local, regional and international investors whose financial capacity and technical, operational and managerial expertise complement its role as a long-term institutional investor. Such partnerships can support risk sharing, strengthen project execution and create additional value for the investment. This approach also enables SSIF to participate in larger and more diversified investment opportunities while benefiting from specialised expertise and established operating capabilities.

SSIF operates within a clearly defined institutional governance framework. The SSC Board of Directors approves the general investment policy, investment plan, strategic asset allocation and investment decision-making instructions, while the SSIF Investment Board makes investment decisions within its designated authority and the approved investment framework. Investment opportunities are initially assessed by the relevant investment directorates and reviewed by the Investment Committee, which either decides within its delegated authority or submits recommendations to the Investment Board. This structure provides clear separation between policy setting, investment assessment, decision-making, execution and oversight. SSIF is also subject to multiple layers of internal and external oversight, including oversight by the SSC Board of Directors and the SSIF Investment Board, as well as Parliament, the Audit Bureau and the external auditor.

SSIF’s primary mandate is to preserve and grow social security funds by generating sustainable returns within acceptable levels of risk. At the same time, its investments contribute to economic growth by channelling capital into key economic sectors and commercially viable projects. As one of Jordan’s largest institutional investors, SSIF’s assets are equivalent to approximately 43% of Jordan’s GDP, underscoring the scale of its investment footprint and its significance within the national economy. Through its investments, SSIF supports key economic sectors, major projects, job creation, capital market development and private-sector investment partnerships, in alignment with national priorities and the objectives of Jordan’s Economic Modernisation Vision. The sectoral and geographic diversification of SSIF’s investments further extends their economic and developmental impact across sectors and governorates throughout the Kingdom.